In 2005, Sebastian Siemiatkowski co-founded Klarna in order to provide safe and smooth online payments. With Sebastian as Chief Executive Officer, Klarna has been on a mission since then to revolutionize the retail banking industry, meeting the changing demands of consumers by saving them time and money while helping them be informed and in control of their personal finances. Sebastian has overseen the company’s rapid global growth with Klarna now operating across 45 markets. Klarna is a fully licensed bank with over 150 million active consumers and 400,000+ merchant partners. Sebastian holds a master’s degree from the Stockholm School of Economics.